Financing of plastic surgery and aesthetic medicine in Barcelona and Madrid
Finance your surgery or treatment in a swift, convenient and secure manner. At Instituto de Benito, we help you pay for your procedure in easy instalments, with immediate response and interest-free financing. Request information by filling out the form.

Financing
Interest-free
From €1,000
up to €21,000
Appointment
Required
Finance your surgery or treatment interest-free*
Through Tu Medicina Financiada, you choose the instalment that best suits your needs and receive an immediate response. Without the cost being an impediment to looking and feeling as you wish. You can finance from €1,000 to €21,000, and the credit holder can be the patient themselves or a family member or close friend.
How financing works in 3 steps
Fill in the form
Fill in the form with your personal and work details, or call us on 93 253 02 82.
Receive a response.
Our team studies your case and informs you of the instalment that best suits you.
Digital signature and start your treatment.
After the assessment and once the financing is approved, you sign the contract digitally and we schedule your procedure.
Financing options: with and without interest
Interest-free financing (0% TIN)
Ideal for aesthetic medicine treatments and medical fees. Short terms without interest, paying only a small opening fee. Financeable amount from €1,000.
Long-term financing
For surgeries with a higher cost, you can spread the payment over long terms with a fixed interest rate, knowing from day one exactly how much you will pay each month. Instalments starting from very affordable amounts per month.
Indicative table of financing for surgery and aesthetic treatments*
*The instalments are indicative and depend on the final amount and the feasibility study. We will confirm your exact instalment after the application.
| Term | Interest rate | Indicative monthly instalment | Total amount owed |
|---|---|---|---|
| 12 months | Interest-free (TIN 0%) | €100 | €1,200.00 |
| 18 months | TIN at 8.00%, APR 12.52%. Opening fee of 3.00% | €73.10 | €1,315.80 |
| 24 months | TIN at 8.00%, APR 11.52%. Opening fee of 3.00% | €55.90 | €1,341.60 |
| 36 months | TIN at 9.00%, APR 11.98%. Opening fee of 3.50% | €39.50 | €1,422.00 |
| 48 months | TIN at 9.00%, APR 11.37%. Opening fee of 3.50% | €30.91 | €1,483.68 |
What can you finance?
Plastic surgery
Breast augmentation, rhinoplasty, abdominoplasty, liposuction, facelift, blepharoplasty, breast reconstruction and other surgical procedures of the Institute.
Aesthetic medicine and wellness
Facial and body treatments, facial harmonisation, regenerative medicine and wellness treatments.
Requirements to Finance Your Treatment
To conduct the feasibility study you only need:
Valid DNI or NIE (must be of legal age and resident in Spain).
Latest payslip or proof of income (IRPF for self-employed).
Bank account number in your name.
Frequently Asked Questions About Financing
How does financing for an aesthetic operation work at Instituto de Benito?
The process has three steps: first, you request the feasibility study by filling out the form (you need DNI or NIE, latest payslip, and account number). You receive an immediate response — approval is usually resolved within a few hours. Once approved, you sign digitally and can start your treatment without delays. No in-person bank procedures or bureaucracy.
How much can I finance?
From €1,000 to €21,000, depending on the treatment and your feasibility study.
Does the financing have interest?
We offer interest-free options (0% TIN) for short terms and longer-term options with a fixed interest rate.
What documentation do I need?
ID card or NIE, latest payslip or proof of income, and a bank account number in your name.
How long does the response take?
The response is immediate and approval is usually resolved within a few hours.
Can someone else finance on my behalf?
Yes. If you do not meet a requirement, the financing can be in the name of a family member or close friend as the holder.
Can I finance aesthetic medicine treatments and not just surgery?
Yes, you can finance both plastic surgery and aesthetic medicine and wellness treatments.


